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After the plan: sixty days of questions, then whatever you need
Questions by e-mail come with every written plan. After that you choose: questions by the hour, a year of planning, or nothing until life changes.
AI-generated illustration. Not a real home or business.
The weeks after a plan is delivered
Every written plan includes sixty days of questions by e-mail after it is delivered. After that you can ask questions by the hour, take a year of planning, or simply come back when something changes: a new child, a new job, a death in the family, a move.
Most questions arrive once a plan meets the rest of life: a benefits form that asks something the plan did not, a reply from your CPA, a decision that turned out harder than it looked on paper. The weeks of e-mail are there for exactly those.
Questions by the hour
Questions after a plan are $300 an hour, billed by the half hour. You get a written estimate of the hours before the work starts, and the hours are billed at the end of the month they were worked.
Hourly questions suit a household with one change to think through, such as a new job's benefits, a second child or an offer on a home, and no need for anything more than that. The estimate comes first, so the hours are agreed before anybody works them.
A year of planning
A year of planning is $3,000 for twelve months: two meetings, questions by e-mail, and the plan updated when your life changes. It is billed $750 at the end of each quarter, for the quarter just worked, so nothing is paid ahead. It ends after twelve months and never renews by itself: a second year is a new agreement.
A year of planning is for a household in the middle of several decisions at once, where the plan needs to keep up with them. It ends after twelve months on purpose: a second year should be something you choose, not a bill you forgot to stop.
| What it is | What it covers | Fee |
|---|---|---|
| Questions after a plan | Billed by the half hour, after a written estimate. | $300 an hour |
| A year of planning | Two meetings, questions by e-mail and the plan updated; billed at the end of each quarter; never renews by itself. | $3,000 for twelve months |
Or coming back when life changes
Nothing obliges anybody to keep paying for planning once a plan is delivered. A plan stops fitting when the life it describes changes, and that, not a date on a calendar, is the time to come back.
Ending an agreement
You can end any agreement at any time, in writing. You pay only for the work done up to that day, and anything you paid for work not yet done is refunded within thirty days.
Ask for a first meeting
A first meeting costs nothing, gives no advice and asks nothing of you afterwards: about forty-five minutes, at the office or by video. The office replies in office hours.